Whether you work one part-time job or multiple jobs, you still run the risk of sustaining injuries at work. Part-time employees may even be more at risk for injury than full-time employees. When injuries occur, can you claim workers’ compensation benefits?
The State of Ohio requires employers to carry workers’ compensation insurance, with rare exceptions. If you are considered an employee (as opposed to an independent contractor), you are eligible to receive benefits. However, the benefits may not be as robust as they would be if you were a full-time employee.
Here’s a brief overview of what you need to know.
Workers’ compensation is designed to cover the costs of medical bills and lost wages when an employee is injured on the job. Part-time workers qualify for benefits, just like full-time workers. The process is very similar: injured workers need to seek medical care and file a claim within the time limit. The Ohio Bureau of Workers’ Compensation (BWC) will examine their claim and medical files. If approved, the employee will receive the appropriate benefits.
How much the employee will receive depends on how many hours they work per week. They must fill out a part-time employment calculation report, which shows how often and how long they worked over the six weeks leading up to the injury. This cannot exceed 5.65 hours per day or 39.55 hours per week.
Once the BWC calculates the average hours worked per week, they’ll be able to determine how much compensation to award. Since the job is part-time, the employee should expect a lesser award than full-time employees at the same wage.
Part-time employees receive workers’ compensation benefits as a matter of policy: the State of Ohio wants all workers who are injured on the job to receive adequate compensation. In fact, part-time employees may be even more at risk for on-the-job injuries and illness.
For example, part-time employees may not receive the same level of safety training that full-time employees receive. Whether you’re out on training days or you simply don’t receive the same supervision full-time workers receive, you may not be as equipped to handle work demands. Furthermore, many people with part-time jobs have multiple jobs. Fatigue and overexertion can lead to on-the-job injuries, even when you’re following training to the best of your ability.
If you’ve been injured at your part-time or seasonal job, help with your workers’ compensation claim is available. For assistance with your claim, contact Nager, Romaine, & Schneiberg Co. L.P.A. today