Our firm assists clients receive entitled benefits through Social Security Disability Insurance (SSDI). In addition to SSDI, the federal government provides Supplemental Security Income (SSI) for people in need. What is the difference between these two important programs?
A primary difference between SSDI and SSI is the means by which the two programs are funded. SSDI is an insurance program that provides benefits should you be disabled. Through years in the workforce, your FICA payroll taxes fund your participation in SSDI. Your dependents may be eligible for auxiliary benefits through SSDI when you become eligible. Without sufficient time in the workforce, you are not eligible for SSDI.
Eligibility for SSI is not based upon years in the workforce, but upon need, including old age, impoverishment, disability and the underlying citizenship status needed to access federal programs.
Some similarities and differences between these programs include:
SSDI and SSI are important resources for disabled individuals. Because denial of Social Security disability claims is common, speak with an experienced SSDI attorney before filing to ensure your benefits application is correct the first time.